Struggling with money is quite a familiar situation for most people, and many take out a loan when an unexpected situation arises. However, getting a personal loan from a bank or financial institution isn’t that easy – one must have a good credit score and all the necessary documents for loan approval, making it impossible for some. Their only option…
If you’re looking for a payday loan, there’s every chance that you’re under immediate financial pressure and have something urgent to pay for, like a critical bill, the kids school fees or groceries. There’s no shame in it. Practically everyone experiences financial strain at some point or another and there’s not always a friend or family member available to help…
If you’ve got a regular income budgeting is pretty easy. If your wages are increasing in line with inflation, it makes it easier to stay on top of your budget. But what if you, like lots of other Australians. Haven’t had a meaningful wage rise for a while? Day to day expenses don’t go away, and then there are those…
If you have a history of paying bills late or have accrued a pile of debts, your credit score will probably be lower than you would like it to be. A history of poor credit can be an obstacle when it comes to gaining a lender’s confidence and you may assume a loan is out of your grasp – but…
Payday loans in Australia are continuing to grow, according to a news report, around 1.77 million Australian households have taken out 4.7 million payday loans in the past three and a half years. When you are in a financially challenging place, it can be harder to see the signs of a loan scam. So when it comes to a payday…
Running out of cash can affect our daily lives at unexpected times, especially when there are emergencies to deal with. These situations are a part of life, but they can cause big problems for individuals whose daily expenses depend on the regular paycheck alone. Sometimes things don’t go according to plan and suddenly you find yourself in a frightening financial…
Christmas and New Year is a time of rest, relaxation and celebration for most Australians. Many of us take a family holiday or take time off to celebrate with family and friends. But it’s also an expensive time of the year and if you’re a bit low on funds, you won’t be able to make most of your long awaited…