Everything at Spondooli is online.
It’s easy as 1, 2, 3!

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Apply Online
Takes minutes to complete
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Fast Approval
Our team will process your application within minutes
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Money Arrives
Once approved, money will be deposited into your bank account within hours

'We process applications all the way up until 3pm each weekday.

'These applications will be funded the same day!'

To qualify for a Spondooli advance you must…

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Have your pay deposited directly into your bank account
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Be in full time employment where you have a permanent income and receive a payslip
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Be over 18 years of age and a permanent resident of Australia
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Complete and return the Spondooli application forms (these are automatically emailed to you)
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Provide a clear copy of your Driver’s Licence
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Provide your most recent bank account statement, covering the last 90 days up to and including the date of application. These statements need to be original bank statements in the banks format. Showing your name, address and all transactions.
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Provide your most recent payslip issued by your employer

Apply for a Spondooli Loan

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Do you really need a loan today?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

For information about other options for managing bills and debts, talk to 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan

If you are on government benefits, ask if you can receive an advance from Centrelink – website: https://www.servicesaustralia.gov.au/individuals

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.