Lets get started
Are you eligible to apply?
I’m an Australian citizen or permanent resident
I’m employed and I’m paid $700 or more a week into my bank account
I’m NOT in bankruptcy or part 9 agreement
I’m NOT ‘only’ on Centrelink benefits or a Pension
I do NOT have 2 or more payday loans
I do NOT have any missed payments or overdrawn account
Warning: Do you really need a loan today?
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.
Check your options before you borrow:
For more information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.
Talk to your electricity, gas, phone or water provider to work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink:
The Australian Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.