Quick Cash Loans: An Instant Solution For Emergencies

Life can be full of uncertainties, unexpected expenses, and bills; everyone needs a little extra cash to get through a tough situation from time to time. Your car might need repairs, you want to buy a perfect gift for a loved one or you’ve found the perfect deal on an appliance, no matter the case, quick cash loans can always come in handy in these situations.

Getting a quick cash loan from a bank, within a day or two is next to impossible. The process banks have in place is too lengthy, for any last-minute cash needs.

When you need a cash loan on short notice, there are reliable and trustworthy lenders in Australia like Spondooli. With a fast and simple application process, you can always apply for a loan online in less than 5 minutes. Your loan application can get instant approval, which will help to cover any emergency, just in time.

There are many reasons why quick cash loans are extremely helpful. Here are a few reasons why they are the perfect option in a money emergency.

Fast and simple process

One of the main reasons why quick cash loans are the best for emergencies is that it’s a fast and straightforward process; all you need is the internet and a phone or computer. Visit the lender’s website, fill out the online application form, and wait for the approval. There are no third-party brokers to deal with, so you know you are talking directly with your lender.

Instant approval

Once you fill-out the application, the decision for approval is made within hours. You will receive an SMS and an email regarding your loan. If you need a loan on the same day, always apply for a loan during weekdays so that you don’t need to wait any longer.

Bank Transfer

Upon approval of your loan, the funds will be deposited into your bank account within a matter of hours or instantly with your active OSKO Payer ID. You won’t need to visit the lender to receive the loan amount.

Flexible Repayment

Sometimes things don’t go as planned and Spondooli understands that everyone’s situation is different. That is why there are flexible repayment options to work with your budget.

Even if you fail to make the payment on time, you can get in contact and explain your situation. Your payment dates can be adjusted to help with your tough situation.

What If I Have A Bad Credit Score?

For lenders, a credit score helps to ascertain the level of risk that comes from processing a loan. However, with a quick cash loan, your bad credit history has nothing to do with the loan approval decision. The decision is made on your current situation, and the capacity you have to repay the loan.

If you are employed and have a steady source of income, you will need to provide a bank statement from the last 90 days, 2 x Payslips and ID and you will quickly receive the loan even if you have an average credit score.

When you find yourself in a tough situation and need some extra cash, consider online cash loans from Spondooli to help you out. Spondooli offers same day cash loans up to $5000. The loan process is fast and efficient; for more details, you can visit https://www.spondooli.com.au/.

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Check your options before you borrow:

For information about other options for managing bills and debts, talk to 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan

If you are on government benefits, ask if you can receive an advance from Centrelink – website: https://www.servicesaustralia.gov.au/individuals

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.